Checking Accounts

Benefits Checking

See BENEFITS BROCHURE for advantages to help you protect and save!
$6.00 monthly maintenance fee
Monthly statements with check images
1 free box of special member checks per year
Variable interest paid monthly on collected daily balance
No fee for cashiers checks or money orders
CLICK HERE TO VIEW THE BENEFITS BROCHURE

*All Checking Accounts require a $50 initial deposit and have the following PBT Perks:

Open an account now, or you can call or stop by any of our locations today!

High Interest Checking

With a High Interest Checking account, your checking account earns a great interest rate and you also receive nationwide ATM refunds.

Qualifications – Simply do the following transactions and activities each qualification cycle:

Have at least 15 debit card purchases post and settle
Be enrolled and receive free monthly Web Statements
Have at least one direct deposit or automatic payment (ACH) post and settle

Benefits of High Interest Checking:

2.25% APY on balances up to $20,000
2.25% to 0.58% APY if qualifications are met
Nationwide ATM fee refunds up to $25
No monthly service fee
No minimum balance to earn rewards
Can link to a Super Saver Savings for automatic savings

*All Checking Accounts require a $50 initial deposit and have the following PBT Perks:

Open an account now, or you can call or stop by any of our locations today!

1. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based/ signature-based transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Reward Information: When your High Interest Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $20,000 in your High Interest Checking account earn an interest rate of 2.227 % resulting in an APY of 2.25%; and daily balances over $20,000 earn an interest rate of 0.250% on the portion of the daily balance over $20,000, resulting in a range from 2.25% to 0.58% APY depending on the account's daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your High Interest Checking account during that Monthly Qualification Cycle. When your High Interest Checking qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.050% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Interest will be credited to your High Interest Checking account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as 10/01/2025. APY calculations are based on an assumed balance of $20,000 + $100,000 in your High Interest Checking account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one (1) account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Cash Back Checking

Isn't it about time your checking account started paying you back? Our free Cash Back Checking account rewards you every time you swipe your debit card.

Qualifications – Simply do the following transactions and activities each qualification cycle:

Have at least 15 debit card purchases post and settle
Be enrolled and receive free monthly Web Statements
Have at least one direct deposit or automatic payment (ACH) post and settle

Benefits of Cash Back Checking:

4% cash back on everyday debit card purchases
Nationwide ATM fee refunds up to $25
No monthly service fee
No minimum balance to earn rewards
Can link to Super Saver Savings for automatic savings

*All Checking Accounts require a $50 initial deposit and have the following PBT Perks:

Open an account now, or you can call or stop by any of our locations today!

1. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based / signature-based transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Reward Information: When Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200 PIN-based / signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Cash Back Checking account during that Monthly Qualification Cycle. When your Cash Back Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cash Back Checking account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. You will automatically qualify for the account’s rewards during your account’s first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one (1) account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

50+ Interest Checking

For customers 50 years and older
No minimum balance requirement
Monthly statements with check images
1 free box of standard checks per year
Variable interest paid monthly on collected daily balance
No fee for cashiers checks or money orders

*All Checking Accounts require a $50 initial deposit and have the following PBT Perks:

Open an account now, or you can call or stop by any of our locations today!

Free Checking

Free checking account
No minimum balance to maintain account
Monthly statements

*All Checking Accounts require a $50 initial deposit and have the following PBT Perks:

Open an account now, or you can call or stop by any of our locations today!

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Benefits Checking

High Interest Checking

With a High Interest Checking account, your checking account earns a great interest rate and you also receive nationwide ATM refunds.

Cash Back Checking

Isn't it about time your checking account started paying you back? Our free Cash Back Checking account rewards you every time you swipe your debit card.

50+ Interest Checking

Free Checking

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