Savings and Money Market Accounts

*Minimum to open High Interest Checking or Cash Back Checking is $50 and $50 for Super Saver Savings. APY = Annual Percentage Yield. APYs accurate as of 10/1/2025. Rates may change after account is opened. Fees may reduce earnings.

When your High Interest Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1)High Interest Checking: Balances up to $20,000 receive a non-compounding APY* of 2.25%; and balances over $20,000 earn 0.25% interest rate on the portion of balance over $20,000, resulting in a non-compounding range from 2.25% to 0.58% APY depending on the account’s balance and (2) Super Saver Savings: Balances up to $50,000 receive APY of 1.00% and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 1.00% to 0.50% APY depending on the account’s balance. (3) ATM Fee Reimbursements: You will receive reimbursements up to $25 for domestic ATM fees incurred during the Monthly Qualification Cycle in which you met your High Interest Checking qualifications. When High Interest Checking qualifications are not met, ATM fees are not refunded, all balances in your High Interest Checking account earn a non-compounding APY* of 0.05% and all balances in your Super Saver Savings account earn 0.05% APY. Rewards are credited to the appropriate account on the last day of the current statement cycle. 

When your Cash Back Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1) Cash Back Checking Reimbursements: You will receive 4% cash back on debit card purchases that post and settle to the account during the Monthly Qualification Cycle up to a total cash back of $8 per monthly qualification cycle and (2) Super Saver Savings: Balances up to $50,000 receive APY of 1.00% and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 1.00 % to 0.50% APY depending on the account’s balance. (3) ATM Fee Reimbursements: You will receive reimbursements up to $25 for domestic ATM fees incurred during the Monthly Qualification Cycle in which you met your Cash Back Checking qualifications. When Cash Back Checking qualifications are not met, ATM fees are not refunded, cash back on debit card purchases are not refunded and all balances in your Super Saver Savings account earn 0.05% APY. Rewards are credited to the appropriate account on the last day of the current statement cycle.